:root{--blue:#0b3fb8;--blue-d:#082f8a;--navy:#0a1a3f;--red:#b01218;--cream:#f7f4ee;--ink:#1c2230;--muted:#5a6275;--line:#e3e0d8;--white:#fff;--r:14px;--shadow:0 8px 28px rgba(10,26,63,.10)}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--cream)}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}a:hover{color:var(--red)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.6vw,3.2rem)}h2{font-size:clamp(1.55rem,3vw,2.15rem)}h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:100}.skip:focus{left:8px;top:8px}
:focus-visible{outline:3px solid var(--red);outline-offset:2px}
/* header */
.site-header{background:var(--white);border-bottom:4px solid var(--blue);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(10,26,63,.08)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:84px}
.brand img{width:150px;height:76px;object-fit:contain}
.site-nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
.site-nav a{display:block;padding:10px 12px;text-decoration:none;color:var(--navy);font-weight:600;font-size:.95rem;border-radius:8px}
.site-nav a:hover{background:var(--cream);color:var(--blue)}
.site-nav a[aria-current=page]{color:var(--blue);box-shadow:inset 0 -3px 0 var(--red);border-radius:0}
.site-nav .cta{background:var(--red);color:#fff;margin-left:6px}.site-nav .cta:hover{background:var(--navy);color:#fff}
.nav-toggle{display:none;background:var(--navy);color:#fff;border:0;border-radius:8px;padding:10px 16px;font:600 1rem system-ui;cursor:pointer}
@media(max-width:900px){.nav-toggle{display:block}.site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:4px solid var(--blue);padding:8px 20px 16px}.site-nav.open{display:block}.site-nav ul{flex-direction:column;align-items:stretch}.site-nav .cta{margin:6px 0 0;text-align:center}.site-header .wrap{position:relative}}
/* buttons */
.btn{display:inline-block;background:var(--red);color:#fff;text-decoration:none;font-weight:700;padding:14px 26px;border-radius:999px;border:2px solid var(--red);font-size:1rem;cursor:pointer;transition:.15s}
.btn:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.btn.alt{background:transparent;color:#fff;border-color:#fff}.btn.alt:hover{background:#fff;color:var(--navy)}
.btn.blue{background:var(--blue);border-color:var(--blue)}.btn.blue:hover{background:var(--navy);border-color:var(--navy)}
.btn.line{background:transparent;color:var(--blue);border-color:var(--blue)}.btn.line:hover{background:var(--blue);color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.2em}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy),#12307a 60%,var(--blue));color:#fff;padding:96px 0 88px;position:relative}
.hero.has-photo{background-image:linear-gradient(105deg,rgba(8,26,70,.93) 0%,rgba(8,26,70,.70) 55%,rgba(8,26,70,.35) 100%),url(/assets/images/hero-home.jpg);background-size:cover;background-position:center}
.hero h1{color:#fff;max-width:18ch}
.hero .lede{font-size:1.2rem;max-width:56ch;color:#e5ebfa}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.14em;font-weight:700;font-size:.8rem;color:#ffd7d9;margin-bottom:14px}
.page-hero{background:linear-gradient(135deg,var(--navy),#12307a);color:#fff;padding:52px 0 46px}
.page-hero h1{color:#fff;margin-bottom:.3em}.page-hero p{color:#dbe4fa;max-width:62ch;margin:0;font-size:1.1rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0 0 14px;font-size:.88rem}
.crumbs li+li::before{content:"/";margin-right:6px;color:#8fa3d6}.crumbs a{color:#cfdbfb}.crumbs [aria-current]{color:#fff}
/* trust strip */
.trust{background:var(--white);border-bottom:1px solid var(--line)}
.trust ul{list-style:none;margin:0;padding:18px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px;text-align:center}
.trust strong{display:block;font-family:Georgia,serif;font-size:1.15rem;color:var(--blue)}
.trust span{font-size:.88rem;color:var(--muted)}
@media(max-width:760px){.trust ul{grid-template-columns:repeat(2,1fr)}}
/* sections */
.section{padding:72px 0}.section.alt{background:var(--white)}.section.dark{background:var(--navy);color:#e5ebfa}.section.dark h2,.section.dark h3{color:#fff}
.section-head{max-width:720px;margin-bottom:36px}.section-head p{color:var(--muted);font-size:1.08rem}
.center{text-align:center;margin-left:auto;margin-right:auto}
.answer{background:var(--white);border-left:6px solid var(--red);border-radius:var(--r);padding:22px 26px;box-shadow:var(--shadow);font-size:1.08rem;margin-bottom:2em}
.answer p:last-child{margin:0}
.grid{display:grid;gap:24px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:860px){.g3,.g2{grid-template-columns:1fr}}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.section.alt .card{background:var(--cream);box-shadow:none}
.card h3{margin-bottom:.4em}.card p{color:var(--muted)}.card .btn{margin-top:auto;align-self:flex-start}
.card .num{width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font:700 1.2rem Georgia,serif;display:grid;place-items:center;margin-bottom:14px}
.card .ico{width:44px;height:44px;border-radius:12px;background:#e8eefc;color:var(--blue);display:grid;place-items:center;margin-bottom:14px}
.card .ico svg{width:24px;height:24px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr;gap:28px}}
.portrait{border-radius:var(--r);box-shadow:var(--shadow);width:100%;height:auto}
.badge-card{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:var(--r);padding:44px 32px;text-align:center;box-shadow:var(--shadow)}
.badge-card .mono{font:700 3.2rem Georgia,serif;letter-spacing:.04em}.badge-card p{margin:.4em 0 0;color:#dbe4fa}
.checks{list-style:none;padding:0;margin:0 0 1.2em}
.checks li{padding:6px 0 6px 32px;position:relative}
.checks li::before{content:"";position:absolute;left:0;top:11px;width:20px;height:20px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3.2 3.2L15 7' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:18px}
.steps li{counter-increment:s;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px 24px 22px 76px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:20px;top:20px;width:40px;height:40px;border-radius:50%;background:var(--red);color:#fff;font:700 1.15rem Georgia,serif;display:grid;place-items:center}
.steps h3{margin-bottom:.25em}.steps p{margin:0;color:var(--muted)}
.cta-band{background:linear-gradient(135deg,var(--blue-d),var(--blue));color:#fff;text-align:center;padding:64px 0}
.cta-band h2{color:#fff}.cta-band p{max-width:58ch;margin:0 auto 1em;color:#e5ebfa}.cta-band .btn-row{justify-content:center}
.cta-band .btn{background:#fff;color:var(--blue);border-color:#fff}.cta-band .btn:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.cta-band .btn.alt{background:transparent;color:#fff}.cta-band .btn.alt:hover{background:#fff;color:var(--blue)}
.video-card{display:flex;gap:20px;align-items:center;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink);box-shadow:var(--shadow)}
.video-card .play{flex:none;width:64px;height:64px;border-radius:50%;background:var(--red);display:grid;place-items:center}
.video-card .play svg{width:26px;height:26px;fill:#fff;margin-left:4px}
.video-card strong{display:block;color:var(--navy);font-family:Georgia,serif;font-size:1.15rem}
.video-card span{color:var(--muted);font-size:.95rem}
.areas{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:860px){.areas{grid-template-columns:1fr}}
.area{background:var(--white);border:1px solid var(--line);border-left:5px solid var(--blue);border-radius:var(--r);padding:22px}
.area h3{margin-bottom:.3em}.area p{margin:0;color:var(--muted);font-size:.98rem}
.tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--red);margin-bottom:6px}
.note{background:#fff8e6;border:1px solid #f0dca0;border-radius:var(--r);padding:14px 18px;font-size:.95rem}
/* faq */
.faq details{background:var(--white);border:1px solid var(--line);border-radius:12px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:18px 52px 18px 22px;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--red)}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 22px 8px;color:var(--muted)}
/* form */
.contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:44px}
@media(max-width:860px){.contact-grid{grid-template-columns:1fr}}
.form{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--shadow);display:grid;gap:18px}
.form label{display:block;font-weight:600;font-size:.95rem;margin-bottom:6px;color:var(--navy)}
.form .hint{font-weight:400;color:var(--muted)}
.form input[type=text],.form input[type=email],.form input[type=tel],.form select,.form textarea{width:100%;padding:13px 14px;border:1.5px solid #c9ccd6;border-radius:10px;font:inherit;background:#fff;color:var(--ink)}
.form textarea{min-height:140px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid #b8c9f5;border-color:var(--blue)}
.form .two{display:grid;grid-template-columns:1fr 1fr;gap:18px}@media(max-width:600px){.form .two{grid-template-columns:1fr}}
.form .check{display:flex;gap:10px;font-weight:400;align-items:flex-start}.form .check input{margin-top:6px}
.trap{position:absolute;left:-9999px;height:0;overflow:hidden}
.form-status{display:none;padding:14px 18px;border-radius:10px;margin-bottom:16px;font-weight:600}
.form-status.show{display:block}.form-status.ok{background:#e6f5ea;color:#17602c}.form-status.err{background:#fde8e8;color:#8a1c1c}
/* footer */
.site-footer{background:var(--navy);color:#cdd6ee;padding-top:56px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px}
@media(max-width:860px){.footer-grid{grid-template-columns:1fr}}
.site-footer h2{font:700 .85rem system-ui;letter-spacing:.14em;text-transform:uppercase;color:#fff;margin-bottom:14px}
.site-footer a{color:#cdd6ee;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:8px}
.footer-logo{background:#fff;border-radius:10px;padding:8px 12px;display:inline-block;margin-bottom:14px}
.footer-logo img{width:130px;height:66px;object-fit:contain}
.legal{border-top:1px solid #243566;margin-top:40px;padding:18px 0;font-size:.88rem}
.legal .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px}
.eho{font-size:.82rem;color:#9fb0dc;margin-top:12px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.badge-card .mono svg{width:56px;height:56px;margin:0 auto}
address{font-style:normal}